Portfoliyo approach
Private, sourced, auditable and human approved
AI recommendsHumans decide
01
Private
- Customer and transaction data stays on firm-controlled infrastructure
- Only anonymised data reaches a cloud model
02
Sourced
- Answers grounded in the firm’s own policies, products and documents with clear sourcing for each data point used
03
Auditable
- A full record of who changed what, and when
- AI calls distinguished from sources information and clearly marked
04
Human approved
- AI drafts; people decide
- Human approval points built into each workflow
PORTFOLIYO SERVICES
We bring the team that implements
ChallengeThe realityHow Portfoliyo fits
Lean change teamsChange capacity is taken up by regulatory and run-the-bank workWe bring engineers and analysts to build; the bank’s team reviews and approves
Few AI skills in houseFew data scientists or AI engineers, and hiring is slowOur specialist engineers build, then train the bank’s staff to run it
Legacy core systemsCore banking, CRM and document stores that don’t talk to each otherWe build around existing systems; processes are always migrated, data stores sometimes
Proof before commitmentBudgets are approved case by case, against a clear paybackEach opportunity is prototyped on the bank’s data before a full build
Sensitive customer dataCustomer and transaction data must stay under the bank’s controlSensitive use cases run on local models; only anonymised data reaches the cloud
Mid-size banks get AI to institutional standards without a large programme or new headcount.
We design the target state and speed up delivery
ChallengeThe realityHow Portfoliyo fits
Large delivery teamsIn-house teams exist but wait on design decisions and approvalsClear target architecture and a senior team driving time-bound outcomes
Model risk and governanceEvery use case must clear model risk, compliance and audit reviewA strategic view on value-add vs complexity and a pragmatic decision-making approach
Fragmented architectureEach business line runs its own data, models and vendorsSolution design maps data sources and builds on top of the existing stack
Pilots stuck before productionMany pilots run in silos and few reach productionUse cases are ranked bank-wide, duplicates retired and the best taken to scale
Vendor and model choicesOverlapping vendor contracts and unclear rules on local versus cloudA filter rule sets local, cloud or hybrid for each use case
Large banks keep their own delivery teams; we set the architecture and roadmap that get pilots into production.
Institutional rigour without institutional headcount
ChallengeThe realityHow Portfoliyo fits
Screening at volumeMore opportunities than a lean team can screen consistentlyEvery opportunity scored the same way against the family’s mandate, in minutes
Data rooms and IC papersHundreds of documents per deal and days of senior time on each IC paperA first pass on the data room and a sourced draft memo, so the team spends its time on judgement
Fragmented reportingPortfolio figures assembled by hand from Excel, email and PDFsOne approved set of figures, with exceptions flagged for attention
Knowledge in a few headsLessons and judgement leave when people move onEvery screening, decision and lesson kept for the next deal
PrivacyFamily office strategy can’t go to public AI toolsSensitive documents stay on the office’s own infrastructure; the office sets who sees what
Family offices cover more deals with the same team, while decisions stay with the principals.
EIGHT WEEKS FROM KICK-OFF TO YOUR TOP AI OPPORTUNITIES
01
Approach 1Diagnostic
- →Identifies and sizes AI opportunities across core areas, or the ones your firm picks
- →Sets the target architecture for data, models and integration
- →Delivers a baseline, prioritised opportunity map and roadmap
02
Approach 2Delivery
- →Portfoliyo delivers specific use cases the firm has already chosen
- →Prototype on the firm’s data first; build and embed only once it works
- →Optional run and refine: hosting, support, monitoring and model tuning
The two routes combine: use cases the diagnostic prioritises can move straight into delivery.